Sunday, June 12, 2022

Tragic Cases of GoFundMe healthcare campaigns: they're not successful but why are they needed in the first place?

 https://www.beckershospitalreview.com/philanthropy/12-of-gofundme-campaigns-for-medical-costs-met-goals-in-2020-study-finds.html

GoFundMe campaigns for medical costs are rarely successful, with only 12 percent meeting their goals in 2020, a Feb. 3 study published in the American Journal of Public Health found. The study used data from more than 437,000 medical GoFundMe campaigns in the U.S. from 2016 to 2020.

Sixteen percent of the campaigns didn't receive any donations, the study also found.

"Despite its popularity and portrayals as an ad-hoc safety net, medical crowdfunding is misaligned with key indicators of health financing needs in the United States," the study concluded.

Other healthcare institutions (insurers, hospitals, private clinics) have an obligation to protect highly sensitive health data under HIPAA. But GoFundMe is not actually a healthcare company, even though it is de-facto the single largest provider of healthcare in the country.Feb 23, 2021

 Crazy!! I had no idea it was that bad!! And they are NOT providing healthcare!! It's not successful at all. Total tragedy.

https://medium.com/swlh/crowdfunding-platform-and-healthcare-provider-can-gofundmes-dual-identities-coexist-5328792942bf

 Many users with chronic or incurable diseases turn to GoFundMe to raise funds to pay for expensive hospital bills, experimental therapies not covered by insurance, or medication. This situation raises ethical issues of patient privacy, online privacy, and healthcare “deservingness,” themes I will explore in this article.

 1/3 of all money raised on GoFundMe in 2017 went to medical campaigns. 250,000 medical campaigns have been set up in total, raising around $650 million in contributions.

 hmmm....

 This should come as no surprise in a country where 27.5 million people lacked health insurance in 2018, and where medical bills were the single largest cause of consumer bankruptcy from 2005–2013. Even for people who have health insurance, lost income from extended hospital stays or experimental therapies not covered by insurance also pose major financial challenges. In the absence of policies that address systemic issues within the US healthcare system, GoFundMe and other crowdfunding platforms have become a makeshift solution, acting as a “last resort” for already vulnerable patients.

 Based on the quality of users’ photos, the sincerity of their updates, and their perceived deservingness, other individuals decide who deserves healthcare. GoFundMe’s algorithms amplify this phenomena, which should raise some eyebrows.

 So how come these people are not covered by Medicaid?

1. Medicaid is the nation’s public health insurance program for people with low income

Medicaid is the nation’s public health insurance program for people with low income. The Medicaid program covers 1 in 5 Americans, including many with complex and costly needs for care. The program is the principal source of long-term care coverage for Americans. The vast majority of Medicaid enrollees lack access to other affordable health insurance. Medicaid covers a broad array of health services and limits enrollee out-of-pocket costs. Medicaid finances nearly a fifth of all personal health care spending in the U.S., providing significant financing for hospitals, community health centers, physicians, nursing homes, and jobs in the health care sector

 In 2010, as part of a broader health coverage initiative, the Affordable Care Act (ACA) expanded Medicaid to nonelderly adults with income up to 138% FPL ($17,236 for an individual in 2019) with enhanced federal matching funds (Figure 3). Prior to the ACA, individuals had to be categorically eligible and meet income standards to qualify for Medicaid leaving most low-income adults without coverage options as income eligibility for parents was well below the federal poverty level in most states and federal law excluded adults without dependent children from the program no matter how poor. The ACA changes effectively eliminated categorical eligibility and allowed adults without dependent children to be covered; however, as a result of a 2012 Supreme Court ruling, the ACA Medicaid expansion is effectively optional for states.

 So the evil Slave Master states reject the federal money for the poor - mainly due to a perceived racist bias I would think. Perceived meaning just as many white people are poor as well.

Total federal and state Medicaid spending was $577 billion in FY 2017. Medicaid is the third-largest domestic program in the federal budget, after Social Security and Medicare, accounting for 9.5% of federal spending in FY 2017. In 2017, Medicaid was the second-largest item in state budgets, after elementary and secondary education (Figure 8).

Nonexpansion states include 12 states that have not expanded Medicaid: Alabama, Florida, Georgia, Kansas, Mississippi, North Carolina, South Carolina, South Dakota, Tennessee, Texas, Wisconsin, and Wyoming. Data: Urban Institute's Health Insurance Policy Simulation Model (HIPSM), 2021.Jun 30, 2021

 yes 3/4 of the Nonexpansion states are Racist Southern former Slavery States!


No comments:

Post a Comment